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Mixing good people with great financial outcomes

From personal finance to commercial lending and a whole lot more.
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All of the expertise, none of the jargon

Your one-stop shop for all things finance – minus the stiff suits and complex industry terms.  From personal finance to commercial lending and a whole lot more, we’re here to simplify finance with a pragmatic, no-nonsense approach. Because that’s what gets you results.

About us

We turn someday
into today...

Endless choice

Our rock-solid lender partnerships give you access to a diverse range of lenders for the ideal solution.

Decades of expertise

With 40 + years of experience, you can trust us to navigate the financial maze together.

Personalised solutions

We listen and craft solutions with your unique situation in mind, every step of the way.

Your trusted partner

The FIA team stands with you, helping you achieve what matters today and in the future.

Our services

Our service knows no boundaries; we’re here to help you get ahead, regardless of your age or stage in life. Whether you’re an enterprising 18-year-old or a seasoned 70-year-old, single or part of a bustling family, we’re here to empower your financial future.
car finance

Car finance

Putting you in the driver's seat
boat finance

Personal Loans

Funding your fun
home loans and mortgage solutions

Mortgage Solutions

Unlocking home ownership
equipment finance

Equipment Finance

Funding the tools for success
construction and building loans

Construction Funding

Setting strong foundations
business and commercial finance

Commercial Loans

Fuelling business growth
Explore our services

We turn someday
into today...

Ever wonder if you’re getting a good deal with your current loan? Whether it’s for your home, your wheels, or your insurance, there might be a sweeter financial offer out there for you.

Our FIA experts have your back. We’ve got a web of connections with lenders, so you can bet your bottom dollar we’ll find the finest finance solution for you. Our team of brokers evaluates every application on its own merits, ensuring you get the best deals from our lender panel.
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What they say about us 

 
 
 
 
 
 
 
  
 
 
 
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 Carmen Milhinch profile picture 
 
 
 Carmen Milhinch 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Amazing people to work with who are always there to help with any questions I had. Very prompt in replies and always available
  
 
  
 
 
 
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 Vana Wilson profile picture 
 
 
 Vana Wilson 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Anne-Marie has been amazing, highly recommend!
  
 
  
 
 
 
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 Kym Bishop profile picture 
 
 
 Kym Bishop 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
I never thought it would ever be possible to buy my first home. Anne-Marie was amazing and helped me realise my dream. She was there every step of the way. She made everything so simple and easy and took the weight off my shoulders. Always went above and beyond. Thank you so much Anne-Marie.
  
 
  
 
 
 
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 Stephen Allen profile picture 
 
 
 Stephen Allen 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
I have dealt with Anne Marie for a few years now,  she has handled almost every financial aspect of my life. I’m so grateful for the help to help me towards my financial goals. Once again thanks again and I know I will be dealing with you again 🙂🙂
  
 
  
 
 
 
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 Clint Kelly profile picture 
 
 
 Clint Kelly 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Anne Marie was very helpful, she went above and beyond for us to get what we needed
  
 
  
 
 
 
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 Tara Warrington profile picture 
 
 
 Tara Warrington 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
We’re so grateful to Fabian and the team at Finance Industries Australia for helping us secure our first home loan. The team was professional, supportive, and made the whole process easy to understand. Thank you!
  
 
  
 
 
 
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 Caris J profile picture 
 
 
 Caris J 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
The staff are friendly and efficient. They know their products and procedures. I felt confident and  reassured at every step. They were willing to go above and beyond and chase up regularly with us.
  
 
  
 
 
 
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 Samantha Brown profile picture 
 
 
 Samantha Brown 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
If you’re looking for a finance broker who truly cares about their clients and delivers outstanding results, look no further. I couldn’t be happier with the service we received and will absolutely recommend Fabian and his team to family and friends!
  
 
  
 
 
 
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 May H. profile picture 
 
 
 May H. 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
What can I say? Anne Marie is amazing, so patient with me and my millions of questions. She always comes through and holds my hand every step of the way. My second time working with Anne Marie for re-financing and has been an easy process. Thank you, you are a star. ⭐️⭐️⭐️🤩
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FIA is committed to keeping you updated on vital financial news and industry insights. Dive into our latest blogs below.

Kickstart
your financial journey

Give FIA a call today and see how we can help you explore your finance options and take the next step towards your goals.
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Contact

1300 648 175 info@financeindustries.com.au

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FABIAN RESTAINO (Credit Representative Number 382599) and Finance Industries Australia Pty Ltd (ABN: 81 619 871 788 with Credit Representative Number 500181) are authorised Credit Representatives under Australian Credit Licence 387025.

The information provided is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.
Smiling man in a gray suit standing in front of a white decorative wall backdrop

Luke Shrewsbury

Finance Broker
Luke has over 15 years experience in Financial Services and has developed a deep understanding of the importance of working with clients to achieve their goals, and ensuring the right frameworks are in place to aid this.
After obtaining a job in credit card defaults and collections in his early 20’s while finishing his studies - Luke felt he could make a real difference to those around him, simply to better understand money, cut through the jargon and make better decisions, so he dedicated himself to learning and practising this throughout his career.

Having worked in a range of roles, this expertise gained and a thorough understanding of the industry and an ability to convey these in a simple, plain English manner, have ensured clients receive first class experience and feel confident in their future.

Luke is committed to his ongoing education, and this ensures clients are kept up to date with industry rules, taxation, and other changes that often occur.
Luke has previously provided financial commentary to News Limited publications such as the Courier Mail, Daily Telegraph and News.com.au.
Outside of work, Luke can be found out and about with his wife, and young daughters, on the water – boating or surfing, or generally keeping active and enjoying everything Queensland has to offer.
Smiling man with glasses in a dark suit and blue tie against a light gray background

George Hawi

Broker
George Hawi is a dedicated finance professional with over 10 years of experience in the finance industry, bringing deep expertise, strategic insight, and a client-first approach to his role at Finance Industries Australia (FIA). Throughout his career, George has worked closely with individuals, families, and businesses to deliver tailored financial solutions that support long-term success.
At FIA, George plays an active role in driving strategic initiatives, strengthening industry partnerships, and enhancing the value delivered to clients and stakeholders. He is passionate about helping clients achieve their goals and is committed to providing clear guidance, structured solutions, and ongoing support throughout their financial journey.
Beyond his professional work, George is actively involved in the community through charity initiatives and fundraising efforts, reflecting his strong belief in giving back and making a meaningful impact.
Outside of work, George enjoys spending quality time with his family, travelling, and staying active in the community. He is a passionate Rugby League fan and a loyal Manly supporter, and on weekends, you’ll often find him watching the UFC with friends.
George Hawi is a Credit Representative 573339 authorised under Australian Credit Licence 387025.
Giuliana Restaino

Giuliana Restaino

Client Support Manager
Giuliana has been in the front line of Management in Client and Customer Liaison for over 25 years.

Working with large corporations and companies, directly in Administration and Customer Service, this is her passion and she is always happy to go over and above for her clients everyday.

As a mother of three beautiful children, life is busy, and time management is of high priority. Giuliana has learnt to prioritise what’s most important and always ensures that the company and people she works with, directly or indirectly, are a big part of her day! You will always know you’re taken care of and have been made a priority with the service that Giuliana projects.
Anne-Marie Tonkin

Anne-Marie Tonkin

Head Broker
As a mother with a mortgage and young family, Anne-Marie connects personally with her clients. Together with her industry knowledge, she understands and appreciates many of her clients’ concerns, ensuring that every step of their financial journey, is as seamless and stress-free as possible.

Anne-Marie is dedicated to breaking old models of thinking, and helping her clients discover many positive possibilities, which they may not have been aware of.

Credit Representative 502467 is authorised under Australian Credit Licence 387025
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Fabian Restaino

Principal & Finance Manager
Fabian’s passion for the finance industry spans decades. He has accrued a vast wealth of experience, which he applies today, at Finance Industries Australia. The company’s service offerings have diversified since inception, to provide a comprehensive portfolio of financial advice, enabling clients to save both time, and money.

When not in the office, Fabian can be found actively involved in local community work. He is Chairperson of the Board at Varsity Lakes Community Limited, where many fundraising events are hosted, to build local businesses, charities, as well as support numerous youth education programs.

With Fabian at its helm, FIA is very much dedicated towards providing access to quality financial advice, regardless of age or financial position.

Credit Representative 382599 is authorised under Australian Credit Licence 387025