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About us

One destination,
many paths

In an industry obsessed with deals and transactions, we stand for something different. Our goal? To be a financial services hub that stands by you for life; providing a single destination for all your needs – lending services and so much more. We ditched the suits and brought in the human – with all the financial know-how.

One Finance Hub

All your needs under one roof, making finance simple.

Big-Picture Thinking

Piecing together the complete picture, so everything fits you.

Going the Extra Mile

Going above & beyond expectations, forging a lasting partnership.

Act on Insight

No cookie-cutter solutions here, just tailored advice built on understanding.

Education First

Education is our first step, empowering your financial decisions.

Personal Touch

Get treated like one of the family, without question.

Unlock your financial potential today

Contact FIA today and take the next step towards the financial future you’re working towards.
Call us now

Upgrade your
finances with FIA

Wondering whether your current loan still suits your needs? Whether it’s for your home, your car or another finance need, there may be other options worth exploring.

FIA can help you review your current position and compare suitable finance options from our lender panel. Every application is considered on its individual circumstances, including your goals, financial position and the lending criteria that apply.

Our brokers can explain the options available and help you understand what may suit your situation.
Our services

Meet the team

fabian2

Fabian Restaino

Principal & Finance Manager
Anne Marie - FIA Mortgage Broker

Anne-Marie Tonkin

Head Broker
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George Hawi

Broker
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Luke Shrewsbury

Finance Broker
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Supporting the community

FIA is giving back to the community with Fabian Restaino stepping up as a director of the not-for-profit organisation Varsity Lakes Community Limited (VLCL).

Varsity Lakes Community Ltd (VLCL) was established in late 2006 to provide leadership and ensure ongoing community prosperity for Varsity Lakes.

More about VLCL

What we stand for

Innovation

Pioneering new solutions.

Education

Empowering informed decisions.

Community

Giving back, making change.

Excellence

Setting a new industry benchmark.

 

Partnership

Forging real connections.

 

Integrity

Earning trust at every step.

 

Impact

Leaving a positive, lasting mark.

What they say about us

Our service knows no boundaries; we’re here to help you get ahead, regardless of your age or stage in life. Whether you’re an enterprising 18-year-old or a seasoned 70-year-old, single or part of a bustling family, we’re here to empower your financial future. 
 
 
 
 
 
 
 
  
 
 
 
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 Carmen Milhinch profile picture 
 
 
 Carmen Milhinch 
 
 
 
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Amazing people to work with who are always there to help with any questions I had. Very prompt in replies and always available
  
 
  
 
 
 
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 Vana Wilson profile picture 
 
 
 Vana Wilson 
 
 
 
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Anne-Marie has been amazing, highly recommend!
  
 
  
 
 
 
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 Kym Bishop profile picture 
 
 
 Kym Bishop 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
I never thought it would ever be possible to buy my first home. Anne-Marie was amazing and helped me realise my dream. She was there every step of the way. She made everything so simple and easy and took the weight off my shoulders. Always went above and beyond. Thank you so much Anne-Marie.
  
 
  
 
 
 
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 Stephen Allen profile picture 
 
 
 Stephen Allen 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
I have dealt with Anne Marie for a few years now,  she has handled almost every financial aspect of my life. I’m so grateful for the help to help me towards my financial goals. Once again thanks again and I know I will be dealing with you again 🙂🙂
  
 
  
 
 
 
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 Clint Kelly profile picture 
 
 
 Clint Kelly 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Anne Marie was very helpful, she went above and beyond for us to get what we needed
  
 
  
 
 
 
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 Tara Warrington profile picture 
 
 
 Tara Warrington 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
We’re so grateful to Fabian and the team at Finance Industries Australia for helping us secure our first home loan. The team was professional, supportive, and made the whole process easy to understand. Thank you!
  
 
  
 
 
 
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 Caris J profile picture 
 
 
 Caris J 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
The staff are friendly and efficient. They know their products and procedures. I felt confident and  reassured at every step. They were willing to go above and beyond and chase up regularly with us.
  
 
  
 
 
 
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 Samantha Brown profile picture 
 
 
 Samantha Brown 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
If you’re looking for a finance broker who truly cares about their clients and delivers outstanding results, look no further. I couldn’t be happier with the service we received and will absolutely recommend Fabian and his team to family and friends!
  
 
  
 
 
 
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 May H. profile picture 
 
 
 May H. 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
What can I say? Anne Marie is amazing, so patient with me and my millions of questions. She always comes through and holds my hand every step of the way. My second time working with Anne Marie for re-financing and has been an easy process. Thank you, you are a star. ⭐️⭐️⭐️🤩
Get in touch

We care about the community

At Finance Industries Australia, we believe in giving back to the community. That’s why we roll up our sleeves and actively support community groups and initiatives. Explore what we’ve been up to lately.
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Kickstart
your financial journey

Give FIA a call today and see how we can help you explore your finance options and take the next step towards your goals.
Get in touch

Contact

1300 648 175 info@financeindustries.com.au

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Connect

FABIAN RESTAINO (Credit Representative Number 382599) and Finance Industries Australia Pty Ltd (ABN: 81 619 871 788 with Credit Representative Number 500181) are authorised Credit Representatives under Australian Credit Licence 387025.

The information provided is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.
Smiling man in a gray suit standing in front of a white decorative wall backdrop

Luke Shrewsbury

Finance Broker
Luke has over 15 years experience in Financial Services and has developed a deep understanding of the importance of working with clients to achieve their goals, and ensuring the right frameworks are in place to aid this.
After obtaining a job in credit card defaults and collections in his early 20’s while finishing his studies - Luke felt he could make a real difference to those around him, simply to better understand money, cut through the jargon and make better decisions, so he dedicated himself to learning and practising this throughout his career.

Having worked in a range of roles, this expertise gained and a thorough understanding of the industry and an ability to convey these in a simple, plain English manner, have ensured clients receive first class experience and feel confident in their future.

Luke is committed to his ongoing education, and this ensures clients are kept up to date with industry rules, taxation, and other changes that often occur.
Luke has previously provided financial commentary to News Limited publications such as the Courier Mail, Daily Telegraph and News.com.au.
Outside of work, Luke can be found out and about with his wife, and young daughters, on the water – boating or surfing, or generally keeping active and enjoying everything Queensland has to offer.
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George Hawi

Broker
George Hawi is a dedicated finance professional with over 10 years of experience in the finance industry, bringing deep expertise, strategic insight, and a client-first approach to his role at Finance Industries Australia (FIA). Throughout his career, George has worked closely with individuals, families, and businesses to deliver tailored financial solutions that support long-term success.
At FIA, George plays an active role in driving strategic initiatives, strengthening industry partnerships, and enhancing the value delivered to clients and stakeholders. He is passionate about helping clients achieve their goals and is committed to providing clear guidance, structured solutions, and ongoing support throughout their financial journey.
Beyond his professional work, George is actively involved in the community through charity initiatives and fundraising efforts, reflecting his strong belief in giving back and making a meaningful impact.
Outside of work, George enjoys spending quality time with his family, travelling, and staying active in the community. He is a passionate Rugby League fan and a loyal Manly supporter, and on weekends, you’ll often find him watching the UFC with friends.
George Hawi is a Credit Representative 573339 authorised under Australian Credit Licence 387025.
Giuliana Restaino

Giuliana Restaino

Client Support Manager
Giuliana has been in the front line of Management in Client and Customer Liaison for over 25 years.

Working with large corporations and companies, directly in Administration and Customer Service, this is her passion and she is always happy to go over and above for her clients everyday.

As a mother of three beautiful children, life is busy, and time management is of high priority. Giuliana has learnt to prioritise what’s most important and always ensures that the company and people she works with, directly or indirectly, are a big part of her day! You will always know you’re taken care of and have been made a priority with the service that Giuliana projects.
Anne-Marie Tonkin

Anne-Marie Tonkin

Head Broker
As a mother with a mortgage and young family, Anne-Marie connects personally with her clients. Together with her industry knowledge, she understands and appreciates many of her clients’ concerns, ensuring that every step of their financial journey, is as seamless and stress-free as possible.

Anne-Marie is dedicated to breaking old models of thinking, and helping her clients discover many positive possibilities, which they may not have been aware of.

Credit Representative 502467 is authorised under Australian Credit Licence 387025
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Fabian Restaino

Principal & Finance Manager
Fabian’s passion for the finance industry spans decades. He has accrued a vast wealth of experience, which he applies today, at Finance Industries Australia. The company’s service offerings have diversified since inception, to provide a comprehensive portfolio of financial advice, enabling clients to save both time, and money.

When not in the office, Fabian can be found actively involved in local community work. He is Chairperson of the Board at Varsity Lakes Community Limited, where many fundraising events are hosted, to build local businesses, charities, as well as support numerous youth education programs.

With Fabian at its helm, FIA is very much dedicated towards providing access to quality financial advice, regardless of age or financial position.

Credit Representative 382599 is authorised under Australian Credit Licence 387025